IRDAI-licensed composite insurance broker · Pan-India claims advocacy · 35+ insurer partners
← All products
{{ lob.abbr }}

{{ lob.name }}

{{ lob.tag }}
Get a quote {{ quoteNote }} →
{{ t }}
THE SHORT BRIEF

{{ det.brief }}

WHO IT'S FOR
{{ det.whoFor }}
HOW IT'S PRICED
{{ det.howPriced }}
{{ s.v }}
{{ s.l }}
{{ primerHeading }}
SARGAM {{ primerLabel }}
View interactive web deck →
PPTX
{{ p.title }}
{{ p.sub }}
{{ p.meta }} · free · no email required
Download PPTX ↓
{{ lob.name }} primer in production
We're writing it now. In the meantime, ask your advisor for the walkthrough — or read the primers already published for our other lines.
Request a walkthrough →
How {{ lob.name }} premium is calculated → All product primers →
WHAT'S COVERED
✓{{ c }}
COMMON EXCLUSIONS
✕{{ e }}
ADD-ONS WORTH BUYING
+ {{ a }}
WARRANTIES WE FIGHT TO DELETE
Insurers attach warranties they later use to repudiate genuine claims. Before we place your cover, we negotiate these out — or narrow them — so a paperwork breach can't sink your claim.
✕ {{ w }}
THE PORTAL THAT COMES WITH IT
{{ portal.intro }}
{{ portal.hr.title }}
{{ portal.hr.sub }}
✓{{ it }}
{{ portal.emp.title }}
{{ portal.emp.sub }}
✓{{ it }}
{{ portal.bot }}
The wellness tie-ups
{{ portal.benefitsNote }}
{{ b.name }}
{{ b.tag }}
{{ b.partner }}
·{{ it }}
WHERE THIS COVER GOES WRONG
The four mistakes we most often find when we review an existing {{ lob.name }} policy — each one quietly reduces what you get paid.
! {{ w }}
{{ ctaTitle }}
{{ ctaSub }}
{{ ctaBtn }}
OTHER LINES